First Time Home Buyer Mortgages

1-4 Family Owner Occupied Residential Loans up to $417,000

We offer adjustable rate programs for first time home buyers to help you make your dream of buying a home a reality. A Personal Banker can assist you in evaluating your loan request. For more information, please contact one of our personal bankers at our convenient branch locations.

  • Flexible qualifying guidelines
  • Low down payment (as low as 5% with Private Mortgage Insurance-PMI); No points
  • Reduced interest rate and closing costs for low and moderate income homebuyers
  • Down payment assistance may be available for low and moderate income homebuyers through Coastal Home Buyers Programs, LLC