We offer both fixed rate and adjustable rate programs for first time home buyers to help you make your dream of buying a home a reality. A Personal Banker can assist you in evaluating your loan request. For more information, please contact one of our personal bankers at our convenient branch locations.

• Flexible qualifying guidelines 
   
• Low down payment (as low as 5% with Private Mortgage Insurance-PMI); No points 
   
• Reduced interest rate and closing costs for low and moderate income homebuyers 
   
• Down payment assistance may be available for low and moderate income homebuyers through Coastal Home Buyers Programs, LLC
   
   

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