Automobile Loans

Are you looking for financing to purchase a new or used car/truck? The Provident Bank will finance both new and used cars/trucks with flexible terms that will suit your needs. We will finance up to 90% for new car and truck purchases. Used cars and trucks can be financed up to 80% of the lesser of the purchase price or NADA Retail Value. Find out the value of your car by visiting www.nada.com.

  • 90% financing available for new cars and trucks
  • 80% financing available for used cars and trucks
  • Fixed monthly payments
  • Flexible terms
  • 0.50% discount available with autopay from a Provident checking account

Rates as of Thursday, April 24, 2014

Interest RateAnnual Percentage RatePayment per $1,000Apply
New Auto '14, '13 - 36 months
8.250%8.250%$31.45
New Auto '14, '13 - 48 month
8.250%8.250%$24.53
New Auto '14, '13 - 60 months
8.750%8.750%$20.64
Used Auto - 13, 12, & 11 - 36 months
8.990%8.990%$31.80
Used Auto - 13, 12, & 11 - 48 months
9.500%9.500%$25.12
Used Auto - 10, 09 - 24 months
9.990%9.990%$46.14
Used Auto - '10, '09 - 36 months
10.990%10.990%$32.73
Used Auto - '08 - 24 months
11.250%11.250%$46.72

  • Annual Percentage Rate (APR).
  • Subject to credit approval.
  • Payment per $1,000 represents monthly payment at the rate and term indicated.
  • Down payment equal to 10% of purchase price if new or 20% of the lesser of the purchase price or NADA retail value if used.
  • Rates subject to change without notice.

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