1-4 Family Owner Occupied Residential Loans up to $465,750.

For a low-risk mortgage that locks your interest rate in for the life of your loan, we offer fixed rate mortgages with convenient repayment terms. Because your rate is guaranteed, your monthly principal and interest payments never change. Zero point options are available to help you keep your closing costs to a minimum. 1-4 Family Owner Occupied Residential Jumbo Loans are available up to $2,000,000 and are subject to credit approval.

• Annual Percentage Rates (APR) are based on $100,000 loan amount, 80% loan-to-value, 720 minimum credit score, purchase or refinance with no cash out, single-family, owner-occupied property.  
• The maximum conventional loan amount applies to Essex county in Massachusetts and Rockingham county in New Hampshire.  Other loan limits may apply to other counties. 
• Other loan programs are available. Maximum Loan to Value may differ based on loan amount.  
• A Risk-Based Fee may apply based on a combination of the loan amount, loan-to-value, credit score, loan purpose, property type and occupancy status. 
• Payment per $1,000 represents the monthly payment based on a $1,000 loan at the rate and term indicated. These payments do not include taxes and insurance. Your actual payment might be greater.
• Subject to credit approval. Normal underwriting terms and conditions apply.  
• Rates subject to change without notice.  

   

   

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